I am trying to get out of debt but i just can\’t get started. What do i do?
You have to find a reason bigger than whatever is holding you back from getting started.
If having a peace of mind because of no debt is worth more to you than another increase to your credit card balance – then you’re good to go. One thing i know is that you will never start on the road to debt freedom until you are utterly disgusted at the poor state your finances at present.
What is going on in your life now that can make you say ‘That’s it. I’ve had it’? That may be the big reason you are looking for.
When you’ve got your WHY, the HOW will be easier to deal with.