The snowstorm that we had in the UK last week, at almost the beginning of spring, showed that even though we think something is too late, we should not give up trying to achieve it.
Apart from New Year’s Day, there are 3 very important dates at the beginning of every year that you need to be aware of. 28th January (Day 28), 14th February (Day 45) and 31st March (Day 90). I usually use those days to check if I’m on track financially in the new year. If I have not begun saving towards something i wanted in a particular year as indicated by those dates, then I know it is time to begin making adjustments to my spending etc.
Two of the dates I mentioned above have passed already for this year, but as the snowstorm taught us, it never too late to begin saving or working on your debt-free plan. All it takes is just for you to start. A little snowball can become a giant one if you just get it rolling.
Statistically, only 10% of all the people who make New Year Resolutions ever fulfil them by the end of the year. Aim to be one of them this year.Niyi Adeoshun
Money Management Coach
Author of "The Price of Financial Freedom"
(3 Essential Steps for Breaking the Cycle of Debt)