No matter how good the decisions you make to improve your life financially, if you (and your habits) are not ready to change, nothing changes.
We, humans, are creatures of habits. A habit is a recurrent, often unconscious pattern of behaviour that is acquired through repetition. Some of the habits actually save us time, they are skills we learned a long time ago yet we still use them to go about our work, business… in a nutshell habits save us time and energy to get things done like the skills you learned as a kid, the writing and reading abilities, how you tie your shoelaces, how to drive your car, how to cook, the specialized skills necessary to your work or business and that is all well and good yet there are other habits that are not in our best interest.
Take a moment to think about some habits that punish you financially and those that reward you. Thinking alone will not get the job done; you need to make the good habits, be it saving part of your salary every month, building up an emergency fund etc. your habits instead of having a £4.25 cup of cappuccino every single day.
One thing I can tell you is that ‘it is easier and better to behave yourself into a new way of thinking than to think yourself into a new way of behaving‘. Your habits help your decision to stand the test of time.
To permanently change the temperature of a room, you need to reset the thermostat. In the same way, your financial ‘thermostat’ need to be reset with good financial habits in order for you to achieve financial freedom.
Money Management Coach
Author of "The Price of Financial Freedom"
(3 Essential Steps for Breaking the Cycle of Debt)